Yes, you can only make a PayNow QR payment to a recipient currently using CardUp to collect payments. You will not be able to make any PayNow payments to your other recipients if you have signed up for an account.
CardUp lets you shift payments currently made by cash, cheque or bank transfers onto your existing credit cards, letting you enjoy the benefits of card payments otherwise not possible. These include earning rewards on your existing spend, optimising cash flow and digitising your payments.
View the full list of payment types here.