How can I earn rewards using CardUp?
When you use a Singapore-issued card on your CardUp account, you can earn rewards based on your card type. This includes:
- Air Miles: Earn up to 1.6 miles per dollar spent.
- Points or Cashback: Earn up to 3% on various credit cards.
Please note that this information may vary, and we recommend checking directly with your card issuer for the most accurate and up-to-date offers.
What types of cards are compatible with CardUp?
Air Miles Cards
Here are some popular air miles cards that work with CardUp:
- American Express® Singapore Airlines KrisFlyer Credit Card
- American Express® Singapore Airlines KrisFlyer Ascend Credit Card
- American Express® Singapore Airlines PPS Club Credit Card
- American Express® Singapore Airlines Solitaire PPS Club Credit Card
- Bank of China Elite Miles World Mastercard
- Citi PremierMiles Visa Card
- Citi PremierMiles American Express Card
- Citi PremierMiles Mastercard
- Citi Prestige Card
- Citi ULTIMA Card
- DBS Altitude Visa Signature Card
- DBS Altitude American Express Card
- DBS Insignia Visa Infinite Card
- DBS Treasures Black Elite American Express Card
- DBS Vantage Card
- OCBC Voyage Card
- OCBC Voyage Premier / PPC / BOS Card
- OCBC 90ºN Card
- Standard Chartered Priority Banking Visa Infinite Credit Card
- Standard Chartered Visa Infinite Credit Card
- Standard Chartered Journey Credit Card
- UOB PRVI Miles Mastercard
- UOB PRVI Miles Visa Card
- UOB PRVI Miles American Express Card
- UOB Reserve Card
- UOB Visa Infinite Metal Card
- UOB Visa Signature Card
- KrisFlyer UOB Credit Card
Cashback Cards
Here are some popular cashback cards that can be used with CardUp:
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- American Express® True Cashback Card
- Bank of China Family Card
- Citi Cash Back+ Card
- Crypto.com Visa Cards (Across all tiers as CRO Rewards)
- Maybank Platinum Visa Card
- Standard Chartered Unlimited Cashback Credit Card
- UOB Absolute Cashback Card
I don’t see my card listed above, does that mean it’s not eligible?
Not necessarily. Unfortunately, it is not feasible for us to list every eligible card. We strive to be as transparent as possible, but our list may not be exhaustive. If you do not see your card listed, we recommend checking with your card issuer for more specific information, as they can provide the most definitive response regarding your card's earnings potential.
Can I check my potential earnings?
Yes, you can use our rewards calculator to estimate how much your specific card will earn when making payments through CardUp. This tool allows you to input your card details and payment amounts to see potential rewards. However, the number you see is an estimate and may not reflect the most up-to-date information.
In addition to the calculator, you can explore detailed information about the most popular cashback and air miles cards that are frequently used on our platform. This will help you make informed decisions about which cards to use for maximising your rewards.
Important Notes
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Ineligible Cards: The following cards are not eligible for rewards via CardUp:
- All HSBC-issued credit cards (as of July 1, 2020)
- Base earn rates of UOB One credit card (from August 1, 2022)
- Trust Cashback card
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Online spend bonuses and 10X rewards on some cards - Learn More
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MCC Code: If you need information about the MCC code for payments made through CardUp, please contact our customer experience team at hello@cardup.co.
- Terms of Service: As per our Terms of Service Clause 14, CardUp does not issue Payment Cards or operate a rewards programme. You are responsible for understanding the rewards programme associated with your Payment Card. We include updates on changes to card issuer reward programmes in our promotional material. We rely on the information provided to us by card issuers and make reasonable efforts to keep all such promotional marketing accurate and up to date. However, we accept no liability or responsibility for the information provided by a payment card issuer, including if it is complete, correct, and up to date, and that we have understood it correctly and completely. Always refer back to your bank/issuer card rewards eligibility and terms & conditions for the latest updates on the earn rates.