Are there any credit cards that cannot be used for car loan payments? CardUp Team March 09, 2020 02:25 Updated Please note that credit cards issued by Citibank and American Express cannot be used for car loan payments. Related articles What can I pay with CardUp? What types of cards are accepted by CardUp? How do car loan payments work on CardUp? What types of payments are supported on an American Express credit card? The recipient that I would like to pay to is not on the list. What should I do?