Summary
- How does CardUp charge the fee?
- Standard pricing for personal users
- Standard pricing for business users
- Express pricing
- Why does CardUp charge a fee?
- Where can we see the fee amount?
How does CardUp charge the fee?
The processing fee is charged based on per transaction or payment ID created and depending on your card origin.
Standard Pricing for Personal Users
Visa/Mastercard/China UnionPay/American Express Credit Cards issued in Singapore
- A 2.6% CardUp fee applies on each transaction, subject to change for promotional rates
- For payments of $130 or less, a minimum CardUp fee of $3.40 applies
Visa/Mastercard/American Express Credit Cards issued outside Singapore
- A 3.3% CardUp fee applies on each transaction
- Promotional codes are not eligible for use on payments made with credit cards issued outside of Singapore.
- For payments of $1,000 or less, a minimum CardUp fee of $33 applies
Standard Pricing for Business Users
Commercial Visa/Mastercard cards issued in Singapore
- Fees can be customized to as low as 0.8% - get in touch with us to learn more.
Visa/Mastercard/American Express Credit Cards issued in Singapore
- A 2.6% CardUp fee applies on each transaction, subject to change for promotional rates
- For payments of $130 or less, a minimum CardUp fee of $3.40 applies
Visa/Mastercard/American Express Credit Cards issued outside Singapore
- A 3.3% CardUp fee applies on each transaction
- Promotional codes are not eligible for use on payments made with credit cards issued outside of Singapore.
- For payments of $130 or less, a minimum CardUp fee of $3.40 applies
Express Pricing
We are also able to process Next Day** payments if you wish to transfer the payment to your recipient faster. For Next Day payments, an additional 0.3% fee applies on top of the CardUp fee for each transaction. Payments have to be set up before 6pm. Please click here for more information.
Normal transactions* - Payments processed in 3 business days
Next Day transactions** - Payments processed in the next business day
Why does CardUp charge a fee?
Our fee covers the processing costs to the card issuing banks and network providers for each transaction made. The fee also ensures our platform remains secure for your everyday use.
Where can we see the fee amount?
The fee summary will be reflected once you fill in the payment amount during the setup stage